From the 19 May 2025, the NDIA will introduce shorter funding periods for all new NDIS plans.

Funding periods determine how often a participant can access a portion of their total budget.

Previously, plans were funded in one 12-month block. Now, the NDIA will divide that 12-month period into shorter parts. For example, instead of receiving funding in a single annual amount, participants might have four 3-month funding periods.

As yet, NDIA have need released any guidance for participants or their providers.

WHAT WE KNOW SO FAR:

  • Any unspent funds will roll over into the next funding period
  • Remaining funds at the end of a plan will not carry over to a new plan.
  • Funding cannot be accessed earlier from a future period.
  • If a participant is running low on funds due to a change in circumstances, they should contact the NDIS to request a plan review.
  • Funding periods will be discussed during the planning process.
  • If a participant is dissatisfied with the funding periods in their plan, they can request an internal review.

WHAT WE DON’T KNOW YET:

  • How quickly the NDIS will process requests for changes in circumstances.
  • How the NDIS will support participants in crisis if they need additional funding beyond their current allocation.
a young boy walking across a wooden bridge

How will this impact participants:

Pros:
  • Flexibility in spending: Participants can plan their budget in smaller increments, making it easier to adjust spending as their needs change throughout the year.
  • More frequent reviews: Shorter funding periods might lead to more regular reassessments, allowing participants to address any issues sooner.
  • Reduced risk of overspending: Breaking funding into smaller segments may help prevent funds from being used too quickly, ensuring support lasts the full year.

Cons:
  • Uncertainty in crisis situations: If unexpected needs arise, participants may struggle to access additional funding before their next allocation.
  • Delays in approvals: The NDIA’s process for reviewing changes in circumstances remains unclear, meaning participants might face long wait times for adjustments.
  • Potential disruptions to service agreements: Providers may find it harder to plan long-term support if funding is distributed in shorter cycles, leading to instability in service continuity.
  • Reduced autonomy for participants: Some people prefer managing a lump sum over a year rather than having funds restricted to shorter periods, which could limit their ability to make larger purchases.
  • Administrative complexity: The new system may require more paperwork and oversight, adding stress for participants and providers who need to monitor funding more frequently.
  • Risk of financial gaps: If funds cannot be accessed early, participants might experience delays in critical support, impacting their wellbeing.